Fintech & microfinance

HR that survives an audit.

For fintechs and microfinance banks running lean under heavy scrutiny — multiple licensed entities, statutory PAYE, and every people change recorded as immutable, defensible history.

Compliance-heavy, headcount-light, group-structured.

Fintech and microfinance teams grow fast, hire across licensed entities, and live with auditors and regulators looking over their shoulder.

  • Multi-entity by designA holding company, a microfinance bank, a payments subsidiary — each is its own company with strictly isolated people and payroll data, run from one group console.
  • Audit and regulator scrutinyRate changes, role moves and terminations all need a paper trail with who, when, and before→after — not a spreadsheet that only one person can explain.
  • Statutory remittance across statesPAYE that has to be remitted to the right state authority, per entity, never netted into one lump.
  • Fast, compliant hiringOnboarding that captures the right staff documentation from day one, so a new engineer or risk analyst is set up cleanly and completely.

Shipped features, mapped to fintech reality.

Fintech template pack

Start in minutes: a BackOffice-published fintech pack seeds sector departments and roles (Engineering, Risk & Compliance, Operations, Customer Success), leave types, work schedules, job grades and draft policies — apply it at onboarding or from Settings, keep the sections you want.

Multi-entity group management

Group dashboard, entity integration, role assignment and intercompany transfers across every licensed company — complete data separation between entities, no cross-entity data leakage.

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Per-state PAYE remittance

A country-aware tax engine with PAYE remittance grouped by state, per entity — the compliance surface auditors ask for.

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Immutable audit trail

Every compensation, role and status change is an append-only event with actor, timestamp and before→after values — exportable as a compliance report for any period.

Every change recorded, every entity separate.

People and payroll data stays separate per company, and every change is a timestamped event with actor and before→after values — so the group can answer any auditor’s question without a reconstruction exercise.

Stand your ground in the next audit.

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Questions, answered

Yes. Each company — holdco, microfinance bank, payments subsidiary — is its own entity with isolated people and payroll data, managed together from one group console with dashboards, role assignment and intercompany transfers.